*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--white);font-size:17px;line-height:1.65}img{display:block;max-width:100%;height:auto}a{color:inherit}button,input,select,textarea{font:inherit}button,a{touch-action:manipulation}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.08;letter-spacing:-.035em}h1{font-size:clamp(2.5rem,6vw,5.2rem);max-width:880px;margin-bottom:24px}h2{font-size:clamp(2rem,4vw,3.6rem);margin-bottom:20px}h3{font-size:1.25rem;letter-spacing:-.02em}.shell{width:var(--shell);margin-inline:auto}.section{padding:96px 0}.section-muted{background:var(--mist)}.section-dark{background:var(--ink);color:var(--white)}.section-heading{max-width:760px;margin-bottom:42px}.eyebrow{display:inline-flex;align-items:center;gap:8px;margin-bottom:18px;color:#bdd3ff;text-transform:uppercase;letter-spacing:.14em;font-weight:850;font-size:.76rem}.eyebrow:before{content:"";width:26px;height:2px;background:var(--gold)}.eyebrow.dark{color:var(--blue-dark)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.preview-bar{min-height:34px;padding:7px 20px;display:flex;gap:12px;align-items:center;justify-content:center;background:var(--gold);color:#2d2105;font-size:.72rem;letter-spacing:.06em;text-transform:uppercase}.preview-bar span{background:#1b2e4b;color:#fff;border-radius:99px;padding:2px 9px}.button{min-height:48px;border-radius:12px;padding:12px 20px;border:1px solid transparent;display:inline-flex;align-items:center;justify-content:center;text-align:center;text-decoration:none;font-weight:850;line-height:1.2;cursor:pointer}.button-primary{background:var(--blue);color:#fff;box-shadow:0 10px 24px rgba(37,99,235,.22)}.button-primary:hover{background:var(--blue-dark)}.button-secondary{border-color:var(--line);background:#fff;color:var(--ink)}.phone-link{min-height:44px;display:inline-flex;align-items:center;text-decoration:none;font-weight:800;color:var(--blue-dark)}.phone-link.on-dark{color:#fff}.microcopy{font-size:.84rem;color:#c3d3e7}.pill{display:inline-flex;padding:6px 10px;background:var(--blue-soft);color:var(--blue-dark);border-radius:99px;font-size:.78rem;font-weight:850}.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.card{border:1px solid var(--line);border-radius:var(--radius);padding:30px;background:#fff;box-shadow:0 8px 30px rgba(11,23,41,.05)}.card p:last-child{margin-bottom:0}.card-link{text-decoration:none}.card-link:hover{border-color:#a7c1fb;box-shadow:var(--shadow)}.number{font-size:2.7rem;line-height:1;color:#b7c8dc;font-weight:900;margin-bottom:20px}.checklist{list-style:none;margin:0;padding:0}.checklist li{position:relative;padding:10px 0 10px 32px;border-bottom:1px solid var(--line)}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:start}.content-prose{max-width:780px}.content-prose h2{margin-top:54px;font-size:clamp(1.7rem,3vw,2.5rem)}.content-prose h3{margin-top:36px}.content-prose p,.content-prose li{color:#344b66}.content-prose .callout{padding:24px;border-left:4px solid var(--gold);background:#fff8dc;color:var(--ink);border-radius:0 16px 16px 0}.breadcrumbs{padding:18px 0;border-bottom:1px solid var(--line);font-size:.84rem;color:#536b86}.breadcrumbs ol{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}.breadcrumbs li+li:before{content:"/";margin-right:8px;color:#93a5b8}.breadcrumbs a{color:var(--blue-dark)}.reviewed{color:#60758e;font-size:.86rem;font-weight:700}.faq-list{display:grid;gap:12px}.faq-list details{border:1px solid var(--line);border-radius:16px;padding:0 22px;background:#fff}.faq-list summary{padding:20px 30px 20px 0;font-weight:850;cursor:pointer;position:relative}.faq-list summary:after{content:"+";position:absolute;right:0;color:var(--blue);font-size:1.4rem}.faq-list details[open] summary:after{content:"−"}.faq-list p{color:#465f7c}.final-cta{background:linear-gradient(125deg,#0a1c35,#153968);color:#fff}.final-cta-inner{display:grid;grid-template-columns:1fr auto;gap:32px;align-items:center}.final-cta h2{margin-bottom:12px}.final-cta p{color:#c6d8eb;margin:0}.link-arrow{color:var(--blue-dark);font-weight:850;text-decoration:none}.link-arrow:after{content:" →"}